Legal
Privacy Policy
This policy explains how A&S Financial Consultants handles the information you share with us.
Information we collect
When you submit an enquiry we collect your name, email address, WhatsApp number, preferred meeting time, timezone, the service you are interested in and whatever you tell us about your business. During an engagement we may additionally receive financial records, management accounts and other commercially sensitive material.
International transfers
We are based in Pakistan and serve clients in the United States, United Kingdom, Canada, Europe and Asia. Delivering an engagement therefore involves transferring your information across borders and storing it with reputable cloud providers whose servers may sit outside your country. Where the transfer involves personal data protected under UK or EU law, we rely on appropriate safeguards, including standard contractual clauses with our providers, and we apply the same confidentiality standard regardless of where the data is held.
Lawful basis for processing
We process enquiry details on the basis of your request to be contacted, engagement material on the basis of performing our contract with you, and mailing-list information on the basis of your consent. You can withdraw consent to marketing at any time using the unsubscribe link in any email or by writing to us; withdrawal does not affect work already carried out under an engagement.
How we use it
Enquiry details are used solely to respond to you, arrange a consultation and prepare a proposal. Engagement material is used only to deliver the work you have appointed us to do. We do not sell, rent or share your information with third parties for marketing.
Storage and security
Enquiries are stored in an access-controlled database. Client files are held in access-restricted cloud storage, shared only with the founders working on your engagement. We apply confidentiality as a default and will sign your NDA on request.
Retention
Enquiry records are kept for up to 24 months. Engagement records are retained for the period required by professional and legal obligations, after which they are securely deleted.
Your rights
You may request a copy of the personal data we hold about you, ask us to correct it, or ask us to delete it where we are not required to retain it. Requests are actioned within 30 days.
Cookies and analytics
Essential cookies and local storage are used to serve pages, remember your cookie choice and keep forms working. Analytics cookies are switched off until you accept them in the banner shown on your first visit. If you accept, we use a privacy-focused analytics tool to count page views and see which pages are useful; we do not run advertising trackers, we do not build advertising profiles and we do not sell any of it. You can change or withdraw your choice at any time using the Cookie preferences link in the footer.
Lead capture and free downloads
When you sign up for a free resource, such as the investor-ready model checklist or the 13-week cash flow template, we store the name and email address you give us together with the resource requested and the page you signed up from. We use that record to send the file, confirm the sign-up and, where you have consented, send occasional practical guides. Every email carries a one-click unsubscribe link, and unsubscribing removes you from the mailing list without affecting any enquiry or engagement.
Newsletter and marketing emails
Mailing-list entries are kept until you unsubscribe or ask us to delete them, and for a short period afterwards so we can honour the unsubscribe. We never pass your address to advertisers or list brokers.
Spam protection
Public forms include a hidden field that only automated tools complete, and we count recent submissions per connection so a single source cannot flood the inbox. This involves briefly recording a coarse identifier derived from your connection. It is used only to stop abuse and is not linked to marketing.
Contact
Questions about this policy or your data can be sent to azanahmad458@gmail.com.